My Money Manifesto

What follows is my personal philosophy on money and materiality. Really, it’s about way more than money.

This piece is something I wrote for myself a while back in a moment of clarity, and I’m so thankful that I had the opportunity to document some of the thoughts that were flying through my head that day.

It has provided me with critical perspectives on life, money, and achievement. I hope some part of it helps you as well.

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Daycare is Expensive

I am a proud parent of a 2 year-old boy. My life completely changed whenever my wife and I had our son, and now I can’t imagine coming home from work and not see him running to give me a hug and hollering for daddy. It’s truly a highlight of my day.

As much as I love being a parent, I acknowledge how crossing that milestone in your life can put a whole new bind on your finances.

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Credit Score – Big Brother’s New Favorite Tool?

I used to be obsessed with conspiracy theories. Some personal favorites of mine are anything about the Denver International Airport, the Bermuda Triangle, or Area 51. If you’ve ever started down the path of reading or discussing a conspiracy theory, you probably know how easy it is to begin believing and finding evidence everywhere to support it. This is why conspiracy theories can go viral, along with the fact that they are spectacular or outrageous to the point of commanding attention.

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What’s Your Real Interest Rate?

As an accountant, I work with financial statements every day.

I spend a lot of time reviewing P&L’s and balance sheets. And when I signed up for Mint and connected all my accounts, I was pleased (nerdy, I know) to find a sort of “personal balance sheet” which is really the software showing your Net Worth figure.

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